Program Details

Interested in purchasing a home?

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Dear Prospective Homeowner:

We are not Realtors. We are not a Mortgage Company. We are a national program with limited private funding and a credit line. For many years, we have been paying cash for houses and then selling them with simple Owner-Financing. You can select almost any home, we can buy it using our credit line and Owner-Finance it back to you at the same interest rate and term that banks are currently offering.

There are NO CATCHES or hidden fees! We don’t even charge points, or above-market interest rates.

Our one time Processing Fee of $495.00 is credited back to you at closing.

We have a VERY easy 3 step process.

We can help even if you have been turned down by a mortgage company for:

Credit Problems
Not being on the Job long enough
Not having enough Down Payment
Having No Bank Accounts
Monthly Bills being too high
Being Self-employed
Problems with Income Verification
Having Too Much Credit
And more

You CAN BUY A HOME with the Family Home Ownership Assistance Program!

One of our Programs below will work for you. We have up to a 98% approval rate!

ZERO DOWN or GRANT PROGRAM. We have direct access to LIMITED DOWNPAYMENT GRANT MONEY – YOU NEVER HAVE TO REPAY
3% or 5% or 10% DOWN PAYMENT PROGRAM. If you don’t have that much–NO PROBLEM– Subject to our review, if you have $3,000, you’d pre-qualify up to a $100,000 home, $6,000 pre-qualifies you up to a $200,000 home, $9,000 for a $300,000 home (pre-qualified does NOT mean pre-approved)
TWO BASIC OWNER FINANCE PROGRAMS that make it simple to buy almost any home at today’s market interest rates
The ASSISTED HOME PURCHASE PROGRAM

We also DO NOT require you purchase PMI (Private Mortgage Insurance) saving you hundreds per month!

HERE IS OUR VERY SIMPLE 3 STEP PROCESS:

STEP 1.

CLICK on the N EXT button to fill out the REGISTRATION Form to begin the Application process

STEP 2.

CHOOSE YOUR HOME… After we review your information, we will want to get to know you and find out exactly what you are looking for. We take the description of your ideal dream home and we give it to our approved Realtor who will search the computer for homes that fit that description and our criteria in the area you want to live in. Or you can even select a home from a list of “For Sale By Owner”. Once you decide which home you want, we negotiate a cash price for that home with the seller and purchase it. We then immediately sell it to you and may carry the financing for you. We can do all of our Owner Financing on a 30 year term, regular, fixed, low market interest rate for this type of loan. No catches! You get the home you choose and we get a good customer. (If you have a home picked out-that’s probably O.K. also.)

STEP 3.

CLOSE THE SALE AND MOVE IN TO YOUR NEW HOME… We arrange for a local Title Company to pass the sale, usually within 30 days from the time you sign the purchase agreement with us. We can also handle all the closing arrangements with the Title Company.

And then…Congratulations! After the closing you move into your new home.

For More Information email us at: info@familyhoap.org

or call: 832-966-0700

Sincerely,

Family Home Ownership Assistance Program

P.S. First, fill out our Registration form on the next page Right Away!! Our ads produce many calls…our ability to buy houses changes with the amount of calls and the use of our credit line. Our funds are limited. So we only wait a very short time. After that, there is a possibility of changes in our funding and procedures. After you submit the filled form we will contact you to discuss your requirements. If we all decide to go forward, we’ll set aside and reserve funds and you can take the time you need to find the exact home you want to own.

This is NOT a commitment to lend money.